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Why Intracoastal Bank?

At Intracoastal Bank we are committed to our clients. Our primary focus is to provide exceptional service by actively listening to the wants and needs of the people and communities we serve. We take the time to get to know our clients so we can provide solutions tailored to each business and individual.

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Invested. Innovative. Inspired.

Our experienced bankers are devoted to quality service by becoming trusted advisors to our clients and providing custom financial solutions. With our innovative technology, we can offer the products and services that the larger banks do, but with the personal and friendly touch that only a true community bank can provide. Our commitment goes beyond banking. By taking a personal interest in our clients, we are able to customize the service we offer and guide them to financial success.


We are proud of the impact we have on the communities we serve. We are invested in helping the people and businesses in our communities thrive. As one of the few community banks in Volusia and Flagler Counties, we strive to support/strengthen the local economy by offering a variety of personal and business accounts and loans designed to help our consumer and business clients. From purchasing a new car or boat, making home improvements, to opening or expanding a business, our knowledgeable and dedicated staff can help make your goals a reality. Intracoastal Bank has invested into the local economy by lending to locally owned and operated businesses and individuals.


We are committed to innovative technology. Our state-of-the-art systems ensure quick and efficient transaction processing and provide our clients with the most secure and convenient banking solutions available. We offer a full range of deposit and loan products as well as electronic and mobile banking services tailored to meet the needs of today’s banking clients. Our mobile banking solutions make it easy to do your banking on your terms where and when it is convenient for you. We are continually seeking new ways to best serve our clients.


We genuinely care about our clients. We believe in relationship banking and are proud of both the new and long-standing partnerships we have established. We are inspired to help grow these relationships and to share in our clients’ success. Our goal is to help all our clients - big and small - achieve their fullest potential.

Core Purpose

We are your neighbors, friends, and business partners, and we care about the areas that we serve. The concern we have for the future of those living and working in Flagler and Volusia Counties is evident in everything that we do. We have a long-standing history of stability and integrity as a local business dedicated to the needs of our communities.

As a true community bank, we strive to keep your depository funds local. We put our money and resources to work in the form of local loans helping to create jobs and growth in our towns. This helps to continue our mission of supporting and building our community.

As a true relationship bank, your relationship means everything to us.

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