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Personal Savings

Whether you want to prepare for an emergency, protect your money, or start building for the future, we have savings options for you.

At Intracoastal Bank, we want to provide solutions for all of your banking needs. We offer consumer savings options to help you reach your short- and long-term goals.

All of our Personal Savings Accounts include:

  • Free Online Banking
  • Free Mobile Banking
  • Interest Based on Balance
  • Free eStatements

Personal Savings

Our Personal Savings account is a simple way to meet your financial goals. This interest-bearing option helps you stay on track and offers convenient ways to manage your account through our online, mobile, and telephone banking options.

Health Savings (HSA)

A Health Savings Account (HSA) can be used to offset future medical expenses. An HSA is a tax-free, interest-bearing checking account that can help protect you from unexpected costs. At Intracoastal Bank, we can open an HSA to help you plan and save for qualified medical costs.*

*A high deductible health plan is required.

Minor Savings

With our Minor Savings account, we offer a convenient way to save for a child’s future. With no minimum balance or maintenance fees, this is an easy, secure way to teach your child about fiscal responsibility.

Personal Savings Accounts Comparison Chart

Features subject to changePersonal Savings


Minor Savings
Minimum to Open $50 $50 $50
Minimum Balance Daily balance of $300 No Minimum No Minimum

Monthly Service Charge

*Waived if balance requirement is met*



Activity Fees




Complimentary Benefits

Tiered Interest Rates based on balance

Earns interest on balances over $5,000

Tiered Interest Rates based on balance

Have Questions?

To learn more or to open an account, please contact us.

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