Whether you want to prepare for an emergency, protect
your money, or start building for the future, we have
savings options for you.
At Intracoastal Bank, we want to provide solutions for all
of your banking needs. We offer consumer savings
options to help you reach your short- and long-term goals.
Our Personal Savings account is a simple way to meet your financial goals. This interest-bearing option helps you stay on track and offers convenient ways to manage your account through our online, mobile, and telephone banking options.
A Health Savings Account (HSA) can be used to offset future medical expenses. An HSA is a tax-free, interest-bearing checking account that can help protect you from unexpected costs. At Intracoastal Bank, we can open an HSA to help you plan and save for qualified medical costs.*
*A high deductible health plan is required.
With our Minor Savings account, we offer a convenient way to save for a child’s future. With no minimum balance or maintenance fees, this is an easy, secure way to teach your child about fiscal responsibility.
| Features subject to change | Personal Savings | HSA | Minor Savings |
|---|---|---|---|
| Minimum to Open | $50 | $50 | $50 |
| Minimum Balance | Daily Balance of $300 | No Minimum | No Minimum |
| Monthly Service Charge | $5 *Waived if balance requirement is met* | N/A | N/A |
| Activity Fees | N/A | N/A | N/A |
| Complimentary Benefits | Tiered Interest Rates based on balance | Earns interest on balances over $5,000 | Tiered Interest Rates based on balance |
