Our products and services are designed to serve businesses
of every size. We offer an array of checking solutions so that
you can focus on growing your business and together we can
build our community.
At Intracoastal Bank, we partner with you to find the right
account to accommodate your business banking
needs. We offer a customized approach to help you manage
your money and simplify your life so you can focus on your
business.
Our Biz Money Market account offers competitive rates with easy access to your hard-earned savings. With tiered interest rates, you will earn more on your money and have the flexibility to accomplish your business goals.
Our Community Partners account is perfect for non-profit and community organizations. With no monthly service charges or minimum balance, we are committed to supporting your local business and our community.
Our Biz Essential Checking is simple, convenient and perfect for smaller businesses. There is no balance requirement and you will have easy access to online, mobile, and telephone banking along with eStatements and alerts.
Our Biz Innovative Checking helps to make the most of your money. In addition to earning interest, this premium account also offers discounts on an assortment of products and services including personal and official checks, safe deposit rental, and overdraft protection.
Our Biz Analysis account is designed for larger businesses and offers a full array of services. Your checking account balance earns credit to offset or minimize the cost of banking services.
| Features subject to change | Biz Essentials | Biz Innovative | Biz Analysis | Money Market | Community Partners |
|---|---|---|---|---|---|
| Minimum to Open | $50 | $50 | $50 | $50 | $50 |
| Minimum Balance | No Minimum | Daily balance of $10,000 | No Minimum | Daily Balance of $2,500 | No Minimum |
| Monthly Service Charge | None | $15 *Waived if balance requirement is met* | $15 *Earned interest credit can offset monthly service charges* | $15 *Waived if balance requirement is met* | None |
| Activity Fees | $0.25 per item after 150 items | $0.25 per item after 500 items | $0.25 per deposit $0.15 per check $0.15 per deposited item | N/A | N/A |
| Account Benefits | Up to 150 items free per month** | Up to 500 items free per month** Free 3x5 safe deposit box | Analysis fees can be offset by maintaining balances required to offset services used | Tiered Interest Rates based on balance | Designed for community and non-profit organizations |
At Intracoastal Bank, we understand that mistakes happen every now and then, which is why we provide affordable solutions when it comes to Overdraft Protection. This is an easy way to manage your money and avoid overdrawing your account.
With our Overdraft Protection option, you can save yourself from the inconvenience of returned checks and declined transactions. By linking your Intracoastal Bank checking, savings or home equity line of credit, you can stop worrying and ensure you are protected against overdrafts.
We will transfer funds in increments of $50 to cover your negative balance. There is only a $5 transfer fee making this is an affordable option to give you financial peace of mind.
Contact Us to enroll in Overdraft Protection or to learn more about opening an account.
