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Business Checking

Our products and services are designed to serve businesses of every size. We offer an array of checking solutions so that you can focus on growing your business and together we can build our community.

At Intracoastal Bank, we partner with you to find the right checking account to accommodate your business banking needs. We offer a customized approach to help you manage your money and simplify your life so you can focus on your business.

All of our Business Checking Accounts include:

  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free eStatements

Biz Essential

Our Biz Essential Checking is simple, convenient and perfect for smaller businesses. There is no balance requirement and you will have easy access to online, mobile, and telephone banking along with eStatements and alerts.

Biz Innovative

Our Biz Innovative Checking helps to make the most of your money. In addition to earning interest, this premium account also offers discounts on an assortment of products and services including personal and official checks, safe deposit rental, and overdraft protection.

Biz Analysis

Our Biz Analysis account is designed for larger businesses and offers a full array of services. Your checking account balance earns credit to offset or minimize the cost of banking services.

Biz Money Market

Our Biz Money Market account offers competitive rates with easy access to your hard-earned savings. With tiered interest rates, you will earn more on your money and have the flexibility to accomplish your business goals.

Community Partners

Our Community Partners account is perfect for non-profit and community organizations. With no monthly service charges or minimum balance, we are committed to supporting your local business and our community.

Business Checking Accounts Comparison Chart

Features subject to changeBiz Essential

Biz Innovative

 Biz Analysis

Money MarketCommunity Partners
Minimum to Open

$50

$50

$50

$50

$50
Minimum Balance

No Minimum

Daily balance of $10,000

No Minimum

Daily balance of $2,500

No Minimum

Monthly Service Charge

None

$15
*Waived if balance requirement is met*

 $15
*Earned interest credit can offset monthly service charges*

$15
*Waived if balance requirement is met*

 None

Activity Fees

$0.25 per item after 150 items

$0.25 per item after 500 items

 $0.25 per deposit 

$0.15 per check 

$0.15 per deposited item

N/A

 N/A

Account Benefits

Up to 150 items free per month**

Up to 500 items free per month**

Free 3x5 safe deposit box

 Analysis fees can be offset by maintaining balances required to offset services used

Tiered Interest Rates based on balance

 Designed for community and non-profit organizations

Overdraft Protection

At Intracoastal Bank, we understand that mistakes happen every now and then, which is why we provide affordable solutions when it comes to Overdraft Protection. This is an easy way to manage your money and avoid overdrawing your account.

With our Overdraft Protection option, you can save yourself from the inconvenience of returned checks and declined transactions. By linking your Intracoastal Bank checking, savings or home equity line of credit, you can stop worrying and ensure you are protected against overdrafts.

We will transfer funds in increments of $50 to cover your negative balance. There is only a $5 transfer fee making this is an affordable option to give you financial peace of mind.

Contact Us to enroll in Overdraft Protection or to learn more about opening an account.

More Solutions for your Business

Need a Business Loan? Cash Management Services

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